One For The Coupon Clippers Among Us

Published by Mike Hayhoe on Dec 09, 2015

Who among us has not driven half way across town to save $5 on a grocery item we saw advertised in the latest flyer not even thinking about the cost of our gas and time? We feel great about the $5 we ... Continue reading

I Wouldn't Be Starting From Here

Published by Mike Hayhoe on Oct 07, 2015

There is an old joke about a tourist asking a local for directions to a nearby city. The local replies “Well sir, if I were you, I wouldn’t be starting from here”. Isn’t it true that the ease of getting... Continue reading

Auctions and knowing the value of what you own.

Published by Mike Hayhoe on Aug 05, 2015

I like auctions.  The rolling cadence of an accomplished auctioneers call "Who will give me 10, 10, 10, 10....".  It's easy to get caught up in the excitement.  Will the current bidder go higher?  Will... Continue reading

Building a Stanley Cup Contending Portfolio

Published by Mike Hayhoe on May 19, 2015

Building a Stanley Cup Contending Portfolio   I hope you are enjoying watching the NHL playoffs as much as I am.  Players elevate their game to a whole new level and give 110% each shift.  It is said ... Continue reading

The Greatest Trick

Published by Mike Hayhoe on May 05, 2015

You may remember the old saying “The greatest trick the devil ever pulled was convincing the world he didn’t exist”? Josh Brown, of the excellent financial blog “The Reformed Broker”, wrote a great piece... Continue reading

What's My Alternative?

Published by Mike Hayhoe on Mar 06, 2015

What’s My Alternative?   The older I get, the more family traditions matter.  The words of Tveye’s famous song from “Fiddler on the Roof” ring in my ear.  “Tradition, tradition”… Can’t you just see them... Continue reading

“Imitation is the Best Form of Flattery”

Published by Mike Hayhoe on Feb 09, 2015

It’s difficult to come up with anything new today.  As King Solomon said long ago - “There is nothing new under the sun. History merely repeats itself.  It has all been done before.”  If you live long... Continue reading


Published by Mike Hayhoe on Jan 12, 2015

RRSPs – Delayed Gratification and the Most Powerful Force in the Universe   Deferring gratification is one of the hardest lessons to learn.  Who doesn’t want the latest iPhone 6S or PS4 or latest model... Continue reading

Not Being Stupid and Other Goals for 2015

Published by Mike Hayhoe on Dec 08, 2014

NOT BEING STUPID AND OTHER GOALS FOR 2015   Are you tired yet of hearing about everyone’s New Year’s resolutions?  If you’re anything like me, you’ve probably grown a little cynical over the years having... Continue reading

Math Wins in the Long Run

Published by Mike Hayhoe on Nov 11, 2014

Math Wins in the Long Run   When I was in High School, I was one of several students selected to write the University of Waterloo math contests each year. As impressive as this sounds right now, back ... Continue reading